Health Insurance is the Need of the Hour – Express Healthcare

http://www.expresshealthcare.in/201107/eastindiaspecial08.shtml

Health Insurance is the Need of the Hour – Express Healthcare

http://www.insurelaxinfo.blogspot.com/

ECS scheme..(Electronic Clearing Service)

ECS is an electronic mode of funds transfer from one bank account to another.
It can be used by institutions for making payments such as distribution of dividend interest, salary, pension, among others.
It can also be used to pay bills and other charges such as telephone, electricity, water or for making equated monthly installments payments on loans as well as SIP investments. ECS can be used for both credit and debit purposes.
How do you avail of an ECS scheme?
You need to inform your bank and provide a mandate that authorises the institution, who can then debit or credit the payments through the bank.
The mandate contains details of your bank branch and account particulars.
It is the responsibility of the institution to communicate the details of the amount being credited or debited to their account, indicating the date of credit and other relative particulars of the payment.
You will know the money has been debited from your account through mobile alerts or messages from the bank.
The ECS user can set the maximum amount one can debit from the account, specify the purpose of debit, as well as set a validity period for every mandate given.
What are the processing or service charges levied on the customer?
The Reserve Bank of India has deregulated the charges to be levied by sponsor banks from institutions.
Destination bank branches have been directed to afford ECS credit free of charge to the beneficiary account holders.
So, it costs you nothing.
How do you discontinue an ECS scheme?
There are two steps you have to follow to ensure appropriate closure.
First, the service provider, which is the beneficiary of the payment, will have to be given a written communication in the way stipulated by them, in order to discontinue the services.
And next, the bank, which is the channel of payment, will also have to be given a written application stating you would like to discontinue.

Is This The Most Powerful Prospecting Tool On Earth?

“What someone else says about you is a thousand
Times more powerful than anything you say about yourself.”
~Dan Kennedy marketing consultant, author
I am often times a contrarian by nature. When I have the time to research a
topic and make a decision it will more often than not go against the grain
from conventional wisdom.
But when I don’t have a lot of time to make up my mind about something I
typically go with the “norm.”
In other words I just do what everyone else is doing.
Take movie choices for example.
If I have one or more friends or family tell me that a movie is good or I
hear that a movie has received several good reviews from critics, I will go
see it without thinking twice.
The fact that others think it’s good, is enough for me to whip out cash and
make a purchase.
This is “social proof” at work.
And it is extremely powerful.
There are many ways that you can use “social proof” to help your prospects
make a choice to want to meet with you or even make a buying decision.
But none more powerful than what a happy customer has to say about how you
and your service or product has helped them achieve one of their financial
goals.
Here are some common examples of Social Proof. I’m sure you would have
encountered some of these on a daily basis:
People being attracted to a crowd looking at a spectacle.
People ignoring public fights because most people seem to ignore it.
The use of canned laughter in sitcoms to encourage audience enjoyment
The seeding of tip jars at bars or cafes to encourage tips
Manipulation of the line-up queue at clubs to boost its attractiveness
The use of crowd-centric headlines such as ‘Most popular’ or ‘America’s
best’
Personalities who surround themselves with objects of social prestige
The gradual increase in standing ovations as more audience members join in.
Here is the list of social proof indicators, which one can easily use to
effectively present your website in a favorable light.
1. Product testimonials from Satisfied Customers
If you’re selling a product or service, this is absolutely essential.
Testimonials are one of the most effective ways to encourage an impulse sale
Try asking for testimonials from your clients or customers and display the
notable ones prominently on your website, in your handouts at any speaking
event you do, or as a booklet on the coffee table of your office waiting
room.
2. Unique Recommendations from Experts
This is similar to a testimonial but there is a major difference. First of
all you do need an authority on the specific topic and it should be one that
is academically qualified or simply an individual with a great reputation in
the specific field.
This means that you shouldn’t request recommendations from customers or
clients, unless they are renowned experts or professionals within the niche
itself. These recommendations are similar to the author or critic blurbs at
the back of any newly published book.
3. Pictures taken with Experts and Famous people
This confers authority or buzz via association and is useful for attracting
people who are already in favor of the expert or personality in question. It
might be important to set this up in a way, which does not suggest that the
person in question endorses your product.
A good place to put this picture would be on your website or by hanging a
nice framed picture in your office or lobby.
                   

Eight Life Lessons that have Helped Me

THINK about what you THINK ABOUT….. and if you catch yourself thinking about unhappiness, ill health and adversity, “change the channel” and think about what you want to happen!

• When something happens by chance, follow up. Lucky people tend to notice and act on good things that occur by happenstance.

• Believe that good things will happen. Expectations have a way of coming true.

• When bad things happen, look for the bright side; i.e., “what did I learn from that?” or, “how do I keep it from happening again?” Don’t dwell on it, move on!

• If the horse dies, dismount. Don’t continue to pour money and effort into a lost cause.

• Don’t look for love in the wrong places….. not just romantic love, but the love of “stuff.” Stuff is O.K., but understand the delusion of “I’ll be happy when I have this or thatஸ or, when I live over there, or when this happens.” Happiness is a state of mind in which our thinking is pleasant most of the time.

• Failure is a CHOICE made by the undisciplined. Failing to meet your objectives, regardless of what they are, is a choice, because something else has been given higher priority. If you fail, it is because you choose to fail.

• You don’t “catch” depression and you don’t “catch” happiness ….. you “create” it by the “thoughts” you put into your mind. Carefully choose what you read, listen to, and the people with whom you associate.