what type of losses cover in insurance?

Losses covered in Insurance –
Financial protection to family after insured person’s death.
Insured repayment of debt after the death of insured debtor.
Protection against contingent liabilities
Financial protection to the family of employee after his or her death while service.
Protection against the uncertain situation after the death of partner or co-shareholder in a business.
Financial backup while loss in business or entity
Protection against uncertain health or medical expenses.
Protection against theft or fire or natural hazards.
Protection against legal affairs or law suits.
Protection against physical disability
Protection of vehicle against accidental or theft losses.
vinay mohanty