Demend for insurance cover for home dailysis

The Renal Care Foundation held a round table discussion around ‘rational and cost effective management of chronic renal failure payer and payee perspective’. The forum spoke to the opportunity to recognize the need for inclusion of peritoneal dialysis in the health insurance cover.

Peritoneal dialysis offers better quality of life to renal patients as the treatment can be conducted at home. It also lowers risks of infection. Kidney failure is becoming a chronic condition in India, and dialysis in hospitals is leading to high risks of Hepatitis C and other infections in patients.

The condition becomes more distressful as the treatment poses financial crisis on the patient and his family. The urgent need is to create a cost-effective and rational financial means for dialysis treatment in India.

Dialysis is a life saving treatment for patients with kidney failure waiting for an organ transplant. Hemodialysis, a treatment done at hospitals, for at least three-times a week, uses a common machine to filter blood. Peritoneal dialysis, on the other hand, is done by patients at home. It uses the lining of the abdomen called peritoneal membrane to filter blood. The cost of both the procedures is almost the same.

According to World Health Organization (WHO) Global Burden of Disease Project, disease of the kidney and urinary tracked contribute to approximately 850,000 deaths every year of which chronic kidney disease is the 12th leading cause of death and 17th leading cause of disability in the world.

Doctors say that chronic ailments do get expensive and it will be encouraging for both doctors and patients to opt for them if the burden is eased. Peritoneal dialysis should be part of all health covers as lifestyle ailments are on rise and insurance companies should able to design such packages.

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