DID YOU KNOW??? I DID NOT. Few know that we have Rs.40 lakh risk cover in case of damage due to cylinder explosion!
Must read and pass on to as to as many as possible.
Every year, India sees its fair share of LPG cylinder mishaps, causing loss of life, limb and material assets. While most us know how to avoid accidents, few know that we have Rs.40 lakh risk cover in case of damage due to cylinder explosion!
"Around 10,000 incidents of cylinder explosions take place in different part of the country every year. Instances of death in such incidents are low, but cylinder explosions cause maximum damage to houses and properties, besides Injury to people," informed Ishwar Lal Jat, chief fire officer, adding that most people don';t claim this insurance amount in both cases!!
In fact, most companies have not seen a single insurance claim from citizens in years. Given the level of awareness, it';s not a surprise.
Customers are TOTALLY unaware
Customers are TOTALLY unaware
Most homemakers were completely shocked when DNA told them about the insurance cover available on LPG cylinders. "I never knew that such damages could be claimed from the gas agency," said Varsha Singh.
Leave alone simple homemakers, even well-read professionals seem to have little clue of this "hidden benefit". "I did not know that we get insurance in case an LPG cylinder explodes.
The staff at the gas agency never informed me," said Amit Agarwal, a Chartered Accountant who recently got a gas connection.
Turn to the court
Bhanwar Singh Chauhan, a senior advocate, confirmed that customers are insured from the time they buy an LPG connection. "If a customer is kept in the dark, they can complain about it in the consumer court and even file a petition against the agencies concerned for withholding the information," he said.
Insurance agents said it is very easy to get the claim - informs cops and gas agency, wait for survey by insurance officials and soon you will get the claim amount.
All it means that if you are a LPG user your life is insured in case of an accident for upto Rs 40 Lakhs. In case of an accident you can claim upto Rs 50 Lakhs incl damages and hospitalisation charges. The LPG companies and the govt are conveniently not advertising this order deliberately.
"In the event of accident. All registered LPG consumers are covered under an insurance policy taken by the PSU Oil Companies.
In case of the unfortunate event of an accident, the customer must immediately inform the distributor in writing. The distributor then informs the concerned Oil Company and the Insurance Company about the same. The distributor will offer assistance to the customer in completing the formalities of insurance claims arising out of the accident.
In addition to the above, all LPG distributors also have Third Party Liability Insurance to cover losses in the event of an LPG accident."
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