Soon government will provide universal insurance cover to all those who get injured in road crashes so that they are not deprived of immediate medical care.
The road transport ministry in its proposed amendments to the Motor Vehicles Act has provisioned for a fund that will ensure free treatment of grievously injured victims.
The provision gains significance considering the fact that at least 5 lakhs people were left injured in road crashes last year. And according to government reports at least 50% lives could be saved if they get quick medical care within the first one hour of a crash. Road crashes claimed 1.46 lakhs lives in 2015.
According to the bill, the fund can be created by collecting certain cess or tax, any grant or loan made by the central government or any other source of finance as may be prescribed by the government.
The bill states that the fund should be utilized for treatment of grievously hurt persons, for paying compensation to representatives of persons killed or seriously hurt in hit and run motor crashes.
Government would come out with the maximum liability amount that should be paid in each case.
In cases of people who have medical or life insurance cover, the payment made by government should be deducted from the claim they receive from the insurance companies.
The bill also provisions that the central government should launch a scheme for cashless treatment of victims of road crashes during the golden hour (first hour of crashes).
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