Critical illness rider broadly covers following diseases:
- Cancer of Specified Severity
- First heart attack of specified severity
- Open chest CABG
- Open heart replacement or repair of heart valves
- Coma of specified severity
- Kidney failure requiring regular dialysis
- Stroke resulting in permanent symptoms
- Major organ/bone marrow transplant
- Permanent paralysis of limbs
- Motor neuron disease with permanent symptoms
- Multiple sclerosis persisting symptoms
- Aplastic anemia
- Bacterial meningitis
- Loss of speech
- End stage liver disease
- Deafness
- End-stage lung disease
- Fulminant viral hepatitis
- Major burns
- Muscular dystrophy
